Las Vegas loan broker for home purchase, refinance, and Nevada hard money lenders

By Jacqueline O'Shaughnessy, Loan Officer / Private Capital, NMLS #382900 — South Wind Financial, Inc, NMLS #9462 — Las Vegas, NV @themortgageRX Quick Navigation Understanding Hard Money Loans What is a private money loan? How do hard money lenders work? What is the difference between hard money and a traditional mortgage? What types of properties can you finance with a hard money loan? When does it make sense to use hard money? How fast can a hard money loan close? Qualifyi

What should you never tell your mortgage lender? Nothing. From changing jobs to opening new credit or moving money, learn why talking to your lender before making financial changes can help protect your mortgage approval.

Private money doesn't have to be confusing. This guide answers the most common questions Realtors and investors ask about hard money lending, asset-based financing, and fast closings.

Closing costs are one of the biggest surprises for first-time homebuyers. Learn what closing costs include, who may help pay them, and how to prepare before buying your home.

Ask better questions about your investment. If the bank wont lend you money and you still want your investment opportunity, taking a short term loan to purchase the property, clean it up flip it, refinance it or hold and rent.

Everyone should know understand their exit strategies and decide upon a back up plan. This way you will be able to pay off your Private Money Loan when needed.

What does it take to qualify for a private capital loan? What do they look at?

Private Capital Loans are based on equity loans; Private Investors want you to have skin in the game, meaning a vested interest so you complete the project.

Most people are familiar with traditional bank financing, but fewer understand how private money loans work and when they can be a valuable tool. A private money loan is a real estate loan funded by an individual investor or private lending group rather than a traditional bank. These loans are typically secured by real estate and are often used when timing, property condition, or borrower circumstances make conventional financing difficult. Private money loans are commonly