Buying your first home is an exciting milestone, and guidance matters. Our loan specialists are here to walk you through the process from start to finish.

Before you begin house hunting, we can help you get pre-qualified at no cost. We can also connect you with a trusted real estate agent through our partner network. With multiple loan options available, many first-time buyers are able to purchase with low down payment requirements, while keeping monthly payments aligned with their budget.

First-time buyers often have questions, and personal guidance is key. Our loan specialists are available to explain the loan process, review options, and help you move forward with confidence.

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Popular Loan Programs for First-Time Home Buyers

30-Year Fixed Rate Mortgage
A stable option with consistent payments and long-term predictability.

FHA Loan
A flexible option that allows qualified buyers to purchase with as little as 3.5% down.

VA Loan
Available to eligible veterans and service members. Offers 0% down and no monthly private mortgage insurance.

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First-Time Buyer Assistance Programs

Some buyers may qualify for first-time home buyer assistance programs that help with down payment or closing costs. These programs vary by location and availability, and eligibility depends on income, purchase price, and loan type. We’ll review whether any of these programs apply to your situation.