Call today, we can add you to our Private Money Lenders List

702.429.3994​

 

Private Money & Hard Money Lenders in Las Vegas

Private capital for real estate investors and luxury borrowers across Nevada, California, Arizona, and Florida — plus high-yield opportunities for those who want to lend.

 

Tap to:📞 Call 702-429-3994

Jacquieo22@aol.com or Jacqueline@privatemoneyloans.vegas

@themortgagerx.com 

Start Your Application Today

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Two ways we can help:

Need funding?

Get fast private money and hard money loans for Las Vegas and Nevada real estate — fix-and-flips, bridge loans, land, construction, luxury properties, and investment deals conventional banks won't touch. Many loans close in days. 

Want to lend?

Put your capital to work earning 11–14%, secured by Nevada real estate. Get added to our Private Money Lenders List. 

 

Private money and hard money loans in Las Vegas:

If you're a real estate investor or borrower in Las Vegas, Summerlin, or anywhere in Nevada, private money and hard money loans give you speed and flexibility that traditional banks can't match. These loans are secured by real estate rather than by lengthy credit approvals, so decisions come faster and funding can happen in days — not weeks.

We work with borrowers who need private capital for fix-and-flip projects, bridge financing, land and construction loans, commercial real estate, and situations where conventional lending falls short. Because each loan is secured by property and negotiated individually, we can structure terms around your project instead of forcing you into a rigid bank formula.

 

Luxury and asset-based lending in Nevada

For high-net-worth borrowers, we offer discreet private lending against luxury real estate and high-value assets throughout Nevada. Whether you need a luxury property loan in Las Vegas or Summerlin, a collateral-based loan, or private financing that protects your privacy, we can arrange capital tailored to your situation. These arrangements are handled confidentially and structured around the value of your assets.

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How private lending works

Private money loans are secured by real estate, which is what allows for speed and flexibility. Interest rates typically range from 11–14%, paired with a 60–75% loan-to-value (LTV) ratio — meaning the loan is a percentage of the property's appraised value. That structure protects the lender against market swings and lets the borrower access capital quickly.

Unlike conventional banking, private lenders assess each property and borrower case by case. Every agreement is individually negotiated, so terms can be tailored — a custom repayment schedule, interest-only payments, or loans based on after-repair value (ARV). The property itself serves as security: if a borrower defaults, the lender can recover the investment through the collateral.

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The borrowing process

Getting a private money loan is straightforward. You present your investment proposal — the property details, your plan, and financial projections. We evaluate it based on the property's value and your strategy, then make a decision based on the deal's merits rather than red tape. Because the process centers on the asset, qualified borrowers can move fast in competitive markets.

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Why real estate investors choose private lending

Investors turn to private and hard money lenders for speed and flexibility. The ability to close within days is a major advantage in a competitive market, and private lenders will fund projects — like properties needing major renovation — that banks often consider too risky. You also get customized solutions built around your deal rather than a one-size-fits-all bank product.

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Interested in becoming a private money lender?

Private money lending is also an opportunity for investors who want to lend rather than borrow. It can offer attractive, real-estate-secured returns and a way to diversify a portfolio.

How it works for lenders: A private money lender is an individual or entity that offers loans secured by real estate, earning higher yields — typically 11–14% — than traditional bank instruments. Loans are secured by property at a 60–75% LTV, providing a safeguard against market volatility.

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The role you'd play: Private lenders fund real estate scenarios where traditional financing is unavailable or too slow — property flipping, land, construction, and quick-turnaround deals. Each loan is negotiated individually, and the real estate collateral is the security behind your investment.

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What to know before you start: Successful private lending takes due diligence — evaluating the property's value, the borrower's credibility and experience, the market, and the exit strategy. Lenders must also follow federal and state regulations, including licensing requirements, usury laws, and fair-lending rules. Networking with real estate agents, investors, and other lenders leads to better deals over time. Done well, private lending diversifies a portfolio across property types, locations, and borrower profiles.

Ready to explore it? We can add you to our Private Money Lenders List and walk you through the details. 

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Ready to Take the Next Step?

📞 Schedule a complimentary 15-minute mortgage consultation today. 702.429.3994

Or, 📝 Apply online in just minutes.

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All my best

Jacqueline O'Shaughnessy
Loan Officer/Private Capital

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